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Life Insurance CheckupAlthough few people would argue about the importance of having life insurance, most do not have a clue when it comes to the appropriate amount of coverage. A recent study revealed that only 13 percent of Americans carry the recommended amount of life insurance coverage based on their income.¹
Questions
That May Help – Would you like to provide for grandchildren following your death? – Has there been a change in your employment and group insurance coverage? Has your annual income increased or decreased? – Are you planning to help fund a child's college education? – Do you have any term life insurance policies that are about to expire? Do these policies still meet your needs? – Have
you had any improvements in health that might affect the cost of your policies? – Have you recently reviewed the performance of your policies? Have you determined the cash value? If it has been more than a year since you asked yourself these questions, you may benefit from a quick review of your life insurance policy. Call today so that we can discuss the role of insurance in your overall financial strategy. 1) InvestmentNews, December 13, 2004 |
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It's
not unusual for people to buy a life insurance policy and then all but forget
about it. But this could be a big mistake. Changes in your personal and
financial situation may necessitate a change in your coverage. By reviewing your
life insurance policies on a regular basis, you can help ensure that your
coverage is in line with your financial needs.
