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The High Cost of Credit
Some forms of debt, such as auto and home loans, can be invaluable because they help people purchase expensive assets that would be difficult to obtain otherwise. Alternative forms of debt, such as credit-card debt, can give people a false sense of financial security. Credit cards and other forms of revolving credit usually come with high interest rates and late-payment penalties. Unpaid balances can add up quickly and leave people feeling as though they will never be able to pay them off. Don't
Miss Out By spending a little less, paying down your credit balances, and investing a little each month, you can begin to strengthen your financial security for the long term. Call today to discuss setting up a strategy that is appropriate for your situation. 1) CardWeb.com, 2004 |
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If
you are like many Americans, you may be carrying more credit cards in your
wallet than dollar bills. Overall credit-card debt has reached around $785
billion, which translates into $7,500 for the average household.¹
